Check if you're eligible for a Cash Advance
- iKhokha App
- iK Dashboard
- iK Flyer
- iK Flyer Lite
Find out when a Cash Advance offer may be available and where you can view and accept it.
Cash Advance gives you access to business funding that's repaid automatically from your future card sales. You don't need to fill in a separate form. If an offer is available, it's worked out from your iKhokha trading history.
Who can get a Cash Advance offer?
Cash Advance is for active iKhokha businesses with enough trading history for iKhokha and Retail Capital to assess how your business trades. You need to have been trading with iKhokha for at least six consecutive months.
How eligibility is assessed
You don't request an amount. Your offer is worked out from your iKhokha trading history, including the pattern and value of your card sales. The amount and repayment terms are personalised to your business. Your offer is based on your own business, so it may be different from what other businesses are offered.
Check for an offer in the iKhokha app
Open the iKhokha app and sign in.
Open iK Offers.
Select Cash Advance.
If an offer is available, review the amount, repayment percentage and total amount payable before deciding whether it suits your business. To learn what to check before accepting, see Accept a Cash Advance offer.
View and accept an offer on your card machine
If an offer is available on your iK Flyer or iK Flyer Lite, you can view and accept it on the card machine. Follow the offer details and acceptance steps shown on screen.
View and accept an offer in the iK Dashboard
If an offer is available in the iK Dashboard, you can view and accept it there. Follow the offer details and acceptance steps shown with the offer.
If no offer is available
If no Cash Advance offer appears, there's no set date for when an offer might become available. Check again as your business keeps trading.
If Cash Advance won't load
If the message seems wrong or Cash Advance won't load, note the wording and contact iKhokha Support on 087 222 7000 or support@ikhokha.com.
Have these details ready:
Your iKhokha profile or business name.
The date and time you checked for an offer.
The exact message shown.
A screenshot with sensitive information hidden, if Support asks for one.
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